KITAS and long-stay visas in Indonesia: which one fits a Bali property owner

A visa on arrival costs Rp 500,000 and gives 30 days. You can extend it once, for another 30 days at the same price, so 60 days is the ceiling. The electronic version, the e-VOA, costs the same. Buy it online at least two days before you fly and you skip the payment counter at arrivals.

The extension is now fully online, with no trip to an immigration office. The Yogyakarta immigration office puts the window at no earlier than 14 days after arrival and no later than seven days before the permit runs out. Every foreign visitor to Bali also pays a Rp 150,000 tourist levy once per entry, through the Love Bali system.

Source: evisa.imigrasi.go.id, e-VOA section; Yogyakarta immigration office, visa on arrival extension guidance; PP 45/2024; Love Bali

The fine is Rp 1,000,000 for every day past your permit, with no grace day, and a delayed flight doesn't count as a reason. Past 60 days, or if you don't pay, you face detention, deportation and an entry ban. Law 63/2024 raised the maximum ban to ten years, which can be extended by ten more.

Back-to-back visa runs aren't banned by any rule we could find. Stories about refusals on the third run come from travel blogs, not from immigration. Still, a string of tourist entries is a poor base for living here, and the D1 or a KITAS costs less than the flights.

Source: Law 6/2011 on immigration, Article 78, as amended by Law 63/2024; Surakarta immigration office; Gerbang Kepri, February 18, 2026

A KITAS is a limited stay permit, usually for one or two years. Pick it by the source of your money. Where a rule names a foreign-currency amount, we show rupiah at Rp 17,883, the JISDOR fixing for September 22, 2026.

For the E33G, remote workers prove roughly Rp 1.07 billion of yearly earnings from abroad and keep around Rp 35.8 million in the bank for three months running. It runs for one year and isn't extended: you apply again. The E28A investor permit goes to directors and commissioners who personally own Rp 10 billion or more in shares of an Indonesian company.

Source: Emerhub, XPND, InvestinAsia and Fragomen permit guides, 2026; visa-indonesia.com on the DKP-TKA levy

The Second Home permit gives five or ten years for Rp 2 billion held in a state-owned Indonesian bank. Instead of the deposit, you can show a property worth about Rp 17.88 billion. After approval you have 90 days to place the money, and employment here isn't allowed. For an owner whose savings would sit in a bank anyway, it's the simplest long permit there is.

The retirement index, E33E, has conflicting published terms, so confirm it on the day you apply. The immigration site, as indexed in 2026, lists an age of 55 and three months of statements with at least about Rp 35.8 million. Several consultants describe age 60, a pension of about Rp 53.6 million a month and a pledged deposit of about Rp 894 million. On the older retirement KITAS, one year plus four extensions takes you to five years, and then a KITAP.

Source: Emerhub, Second Home visa guide, 2026; imigrasi.go.id E33E page; Ponorogo immigration office; Lets Move Indonesia, 2026

A KITAP is a permanent stay permit. It lasts five years and renews without a cap on the number of times. You don't apply for one on day one: you earn it by holding a KITAS in the same category for a continuous period.

Sources agree on two years of marriage for spouses of Indonesians. For work, investor and retirement permits they cite three to four continuous years, and some give investors up to five. Continuity is the key word. Changing employer, or re-registering the company that sponsors you, usually restarts the clock.

Source: Livenworkindonesia and Noble Asia on spouse permits; Lets Move Indonesia and Emerhub, 2026

Buying property doesn't give you a visa, and the two exceptions set a high bar: the Second Home permit and the ten-year Golden Visa accept property worth about Rp 17.88 billion. The dependency runs the other way. Several things an owner needs only open once you hold a stay permit.

A right-to-use title (Hak Pakai) requires a foreigner who lives in Indonesia, so a KITAS or KITAP comes before that kind of purchase. Banks want to see a KITAS, KITAP or Golden Visa before they open a standard account. You also need one for an Indonesian driving license and for the state health insurance, BPJS.

• Hak Pakai title in your own name
• An Indonesian bank account
• A local SIM C license for a scooter
• State health insurance (BPJS Kesehatan)
• A tax number (NPWP) through Coretax

Source: PP 18/2021 on land rights; Bank Mandiri account rules, 2026

A long permit can move you into Indonesian tax residency before you've spent 183 days here. Tax directorate rule PER-23/PJ/2025 keeps three tests: living in Indonesia, more than 183 days in any 12 months, or an intention to live here. It counts a KITAP, or a stay permit longer than 183 days, as evidence of intention, KPMG noted in February 2026.

Residents file a yearly return and pay 5–35% on worldwide income. Non-residents pay a flat 20% on Indonesian income such as rent. Remote workers should expect the question too: the E33G is aimed at people who live here, and advisers treat its holders as likely residents. The NPWP and tax residency guide walks through the numbers.

Source: Income Tax Law, Article 2; PER-23/PJ/2025; KPMG Indonesia, February 2026; Emerhub, tax planning for KITAS holders, March 17, 2026

Start with where your income is earned. If your clients are abroad and you clear the threshold, the E33G is the most direct route, with one drawback: you repeat the whole process each year. If you're setting up a PT PMA anyway, for a right to build (HGB) or to run a rental business, the E28A comes out of the same structure. Our PT PMA guide explains that setup.

If you aren't working and have savings, compare the Second Home permit with the Golden Visa. The first asks Rp 2 billion in a bank. The second asks about Rp 6.26 billion, parked in Indonesian bonds, shares or funds for the full five years.

• Name your income source: abroad or in Indonesia
• Decide whether you need a company for other reasons, such as HGB land or a rental license
• Work out your tax status before you file, not after
• Confirm thresholds on the day you file
• Plan for the KITAP clock restarting if you change sponsor

Tell us how long you'll spend in Bali each year and how you earn. We'll say which permit fits the property you're looking at and model it on real listings with the tax status that goes with it.

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